Which of the following is NOT covered by Construction Wrap-Up Liability Insurance?

Construction Wrap-Up Liability Insurance is designed to provide coverage for various liabilities associated with a construction project, including those arising from actions taken by contractors and subcontractors. The purpose of this insurance is to offer comprehensive protection to all parties involved in construction—from the general contractor to individual subcontractors—against specified risks associated with the construction operations.

The reason personal injury claims unrelated to construction are not covered by this type of insurance is that such claims do not pertain to the construction activities or projects. Since Construction Wrap-Up Liability Insurance is specifically tailored to address risks that are directly related to the construction process and its participants, liabilities that arise from non-construction-related incidents fall outside the scope of coverage. This means that claims of personal injury that are unrelated to the construction activities would typically require different types of liability coverage or insurance policies.

Liability claims resulting from subcontractors' actions, workman's compensation claims for injuries related to work at the construction site, and issues of negligence on the part of the general contractor all directly involve the construction environment and operations, which is why they fall within the coverage of this type of insurance. Understanding these distinctions helps in evaluating the types of risks that Construction Wrap-Up Liability Insurance effectively mitigates.