Which law improves employee health insurance portability?

The Health Insurance Portability and Accountability Act (HIPAA) is specifically designed to improve the portability of health insurance for employees. It ensures that individuals can maintain their health insurance coverage when they change jobs or experience other life changes, thereby reducing the fear of losing health benefits due to employment transitions. HIPAA also includes provisions that limit the ability of new employers to impose pre-existing condition exclusions.

In the context of health insurance, portability refers to the ability of individuals to take their existing insurance and its benefits with them when they switch employers. This law protects employees by restricting discrimination based on health status and by ensuring that insurance plans must recognize continuous coverage, which is crucial when an employee leaves one job for another.

The other laws listed do address important aspects of employment and rights but do not specifically focus on health insurance portability. The Immigration and Nationality Act pertains to immigration policy rather than employee health benefits. The Fair Labor Standards Act deals with wage and hour laws, including minimum wage and overtime pay, rather than health insurance. The Employee Retirement Income Security Act (ERISA) governs retirement and health plans but does not specifically enhance portability in health insurance like HIPAA does. Therefore, HIPAA is the legislation specifically oriented towards improving employee health insurance portability.