What type of injury does CGL insurance cover regarding advertising?

The coverage provided by Commercial General Liability (CGL) insurance concerning advertising primarily includes charges of negligence from promotional activities. This aspect of CGL insurance is designed to protect businesses from claims that arise from their advertising and promotional activities. Such claims might involve allegations that the advertising was misleading, erroneous, or conducted without due care, potentially exposing the business to significant financial liabilities. Essentially, CGL insurance covers not just the physical property damage or bodily injury but also the legal implications that come from how a company represents its products and services in the market.

In contrast, the other options focus on very specific types of claims that may not be broadly encompassed by the general provisions of CGL insurance. Mental distress from false advertising and defamation of character claims are specific legal claims that may not necessarily fall under the general umbrella of CGL coverage, as they involve distinctive legal nuances and may require specialized coverage. Additionally, while physical injuries related to product promotions could occur, they generally relate to the physical product itself rather than the advertising, which is the core focus of the question regarding CGL coverage.